Calgary

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Affordable Housing

Information about government-supported or low-cost housing options for those with limited income.

Sections

1. Housing Options in Calgary

Calgary offers a variety of housing options for individuals and families seeking affordable accommodation. These include:

a. Rental Housing

  • Apartments and Condos: These are common in Calgary, especially in the downtown core and surrounding neighborhoods. Apartments are often more affordable than houses.
  • Basement Suites: Many homeowners in Calgary rent out basement suites, which are often more affordable than standalone apartments.
  • Shared Housing: Renting a room in a shared house or apartment is a cost-effective option, especially for students or single individuals.

b. Subsidized Housing

  • Subsidized housing is available for low-income individuals and families through government programs and non-profit organizations. Rent is typically calculated as a percentage of household income (e.g., 30% of gross income).

c. Co-operative Housing

  • Co-ops are non-profit housing communities where residents collectively manage the property. Rent is often below market rates, and residents are expected to contribute to the community.

d. Secondary Suites

  • Secondary suites (e.g., basement apartments) are legal in many Calgary neighborhoods and are often more affordable than traditional rentals.

e. Temporary Housing

  • For newcomers, temporary housing options such as hostels, short-term rentals (e.g., Airbnb), or extended-stay hotels can provide a starting point while searching for long-term accommodation.

2. Average Housing Costs in Calgary (2023)

Housing costs in Calgary are generally more affordable than in cities like Toronto or Vancouver, but they can vary depending on location, size, and type of housing. Below are approximate costs:

  • 1-Bedroom Apartment: CAD 1,200โ€“1,600/month
  • 2-Bedroom Apartment: CAD 1,500โ€“2,000/month
  • Basement Suite: CAD 900โ€“1,400/month
  • Shared Room in a House: CAD 500โ€“800/month
  • Detached House (Rental): CAD 2,000โ€“3,000/month

Subsidized housing and co-operative housing options are significantly cheaper but may have long waiting lists.

3. Eligibility Requirements for Affordable Housing

Eligibility for affordable housing programs in Calgary typically depends on income, family size, and residency status. Key requirements include:

  • Income Thresholds: Applicants must fall below specific income limits, which vary by program and household size. For example, the income threshold for subsidized housing is often based on the Core Need Income Threshold (CNIT) set by the province.
  • Residency: Applicants must be legal residents of Canada (citizens, permanent residents, or refugees). Some programs may require proof of residency in Calgary.
  • Household Size: Housing units are allocated based on the size and composition of the household.
  • Other Factors: Priority is often given to vulnerable populations, such as seniors, individuals with disabilities, single parents, or those fleeing domestic violence.

4. Application Procedures for Affordable Housing

The process for applying to affordable housing programs in Calgary typically involves the following steps:

a. Research and Identify Programs

  • Start by identifying programs that meet your needs. Key organizations and programs are listed below.

b. Gather Required Documents

  • Proof of income (e.g., pay stubs, tax returns)
  • Proof of residency (e.g., utility bills, lease agreements)
  • Identification documents (e.g., passport, permanent resident card)
  • Additional documents (e.g., medical reports, if applicable)

c. Submit an Application

  • Applications can often be submitted online or in person. Be prepared to provide detailed information about your household and financial situation.

d. Wait for Approval

  • Many affordable housing programs have waiting lists. The wait time can range from a few months to several years, depending on demand.

e. Accept an Offer

  • Once approved, you will be offered a housing unit. Be sure to review the terms and conditions before accepting.

5. Local Programs and Organizations Supporting Affordable Housing

Several organizations and programs in Calgary provide affordable housing options and support services:

a. Calgary Housing Company (CHC)

  • CHC is the primary provider of subsidized housing in Calgary. They manage over 7,000 rental units and offer programs such as Rent Supplement Programs and Community Housing.
  • Website: www.calgaryhousingcompany.org

b. Attainable Homes Calgary Corporation (AHCC)

  • AHCC helps middle-income Calgarians purchase homes through down payment assistance programs.
  • Website: www.attainyourhome.com

c. Horizon Housing

  • Horizon Housing provides affordable housing for individuals with mental health challenges, physical disabilities, or low income.
  • Website: www.horizonhousing.ab.ca

d. The Mustard Seed

  • The Mustard Seed offers transitional housing and support services for individuals experiencing homelessness or poverty.
  • Website: www.theseed.ca

e. Calgary Homeless Foundation

  • This organization works to end homelessness in Calgary and provides resources for finding affordable housing.
  • Website: www.calgaryhomeless.com

6. Key Considerations for New Residents in Calgary

a. Cultural Norms and Practices

  • Lease Agreements: Most rentals require a lease agreement, typically for 12 months. Month-to-month leases are less common but may be available.
  • Damage Deposits: Landlords usually require a damage deposit (equal to one monthโ€™s rent) before move-in.
  • Utilities: Some rentals include utilities (e.g., water, electricity, heating) in the rent, while others do not. Clarify this with your landlord.
  • Pet Policies: Many rentals have restrictions on pets. If you have a pet, look for pet-friendly accommodations.

b. Accessibility Tips

  • Public Transit: Calgary Transit provides bus and light rail (CTrain) services, making it easier to live in more affordable neighborhoods farther from downtown.
  • Neighborhoods: Affordable neighborhoods include Forest Lawn, Dover, and Marlborough. These areas offer lower rental costs but may have fewer amenities than central neighborhoods.
  • Winter Preparedness: Calgary experiences harsh winters. Ensure your housing has adequate heating and insulation.

c. Online Resources

  • Use websites like RentFaster.ca, Kijiji, and PadMapper to search for rentals.
  • Join local Facebook groups or community boards for housing leads.

d. Networking

  • Calgary has a friendly and welcoming community. Networking through local cultural associations, religious groups, or newcomer organizations can help you find housing leads and support.

7. Final Tips for Securing Affordable Housing

  • Start Early: Begin your housing search as soon as possible, especially if youโ€™re moving during peak seasons (spring and summer).
  • Be Flexible: Consider different neighborhoods and housing types to increase your chances of finding affordable options.
  • Ask for Help: Donโ€™t hesitate to reach out to local organizations or newcomer services for assistance.

By leveraging the resources and tips outlined above, youโ€™ll be well-equipped to find affordable housing in Calgary and settle into your new home.