Global Major Cities Guide

Programs and benefits available to newcomers, such as income support and provincial benefits aimed at helping with living expenses.

What it is: A tax-free monthly payment to help families with the cost of raising children under 18.
Eligibility:
- Must live with a child under 18.
- Must be primarily responsible for the child’s care.
- Must be a resident of Canada for tax purposes.
- Must file an annual tax return.
How to Apply:
- Apply online through your CRA My Account or by submitting Form RC66 (Canada Child Benefits Application).
Timeline: Payments are issued monthly, typically on the 20th of each month.
Contact: Canada Revenue Agency (CRA) at 1-800-387-1193.

What it is: Temporary financial assistance for unemployed individuals who have lost their job through no fault of their own or are unable to work due to illness, caregiving, or parental leave.
Eligibility:
- Must have worked the required number of insurable hours in the last 52 weeks.
- Must have lost your job through no fault of your own.
- Must actively be seeking work (for regular benefits).
How to Apply:
- Apply online through the Service Canada website.
- Provide your Record of Employment (ROE) and other required documents.
Timeline: Processing typically takes 28 days after application.
Contact: Service Canada at 1-800-206-7218.

What it is: A refundable tax credit for low-income workers and families.
Eligibility:
- Must be earning a low income and meet specific income thresholds.
- Must file an annual tax return.
How to Apply:
- Automatically calculated when you file your taxes.
Contact: CRA at 1-800-959-8281.

2. Provincial Financial Assistance Programs (Alberta)

The Government of Alberta offers several programs to support individuals and families in need.

What it is: Financial assistance for individuals and families who cannot meet their basic needs (e.g., food, clothing, shelter).
Eligibility:
- Must be a resident of Alberta.
- Must demonstrate financial need.
- Must be actively seeking work (unless exempt due to circumstances like disability).
How to Apply:
- Apply online through the MyAlberta Supports portal or in person at a local Alberta Supports Centre.
- Provide proof of income, expenses, and identification.
Timeline: Processing can take up to 2-3 weeks.
Contact: Alberta Supports at 1-877-644-9992 or visit a local Alberta Supports Centre.

What it is: Financial and health-related assistance for adults with a permanent disability that severely impacts their ability to earn a living.
Eligibility:
- Must be 18 or older and a resident of Alberta.
- Must have a permanent disability that prevents full-time work.
- Must meet financial eligibility criteria.
How to Apply:
- Submit an application form (available online or at Alberta Supports Centres).
- Provide medical documentation and financial information.
Timeline: Processing can take several weeks to months, depending on the complexity of the case.
Contact: Alberta Supports at 1-877-644-9992.

What it is: A tax-free benefit for families with children under 18, combining income support and child benefits.
Eligibility:
- Must be a resident of Alberta.
- Must have children under 18 and meet income thresholds.
- Must file an annual tax return.
How to Apply:
- Automatically assessed when you file your taxes.
Contact: CRA at 1-800-959-8281.

The City of Calgary provides targeted programs to support low-income residents.

What it is: A single application process for multiple subsidized services, including transit passes, recreation programs, and property tax assistance.
Eligibility:
- Must be a resident of Calgary.
- Must meet low-income criteria (e.g., proof of income or government assistance).
How to Apply:
- Apply online, by mail, or in person at a Fair Entry location.
- Provide proof of income and residency.
Timeline: Processing typically takes 2-3 weeks.
Contact: Fair Entry at 311 (within Calgary) or visit Fair Entry Website.

What it is: A rebate for low-income homeowners to help with property taxes.
Eligibility:
- Must own and reside in the property.
- Must meet low-income criteria.
How to Apply:
- Apply through the Fair Entry program.
Timeline: Applications are typically accepted in the spring.
Contact: Fair Entry at 311.

Several non-profits in Calgary provide financial assistance or support services.

What it is: Financial literacy programs, matched savings programs, and microloans for low-income individuals.
Eligibility:
- Varies by program.
How to Apply:
- Visit their website or contact them directly.
Contact: 403-272-9323 or visit Momentum Website.

What it is: Support for individuals experiencing homelessness or poverty, including financial literacy and employment services.
Contact: 403-269-1319 or visit The Mustard Seed Website.

Tax Filing: Many benefits require you to file an annual tax return, even if you have no income.
Proof of Income: Be prepared to provide documentation such as pay stubs, tax returns, or government assistance letters.
Language Support: Many organizations offer services in multiple languages or can provide interpreters.
Application Assistance: Alberta Supports Centres and local non-profits can help you complete applications.

This guide should help you navigate the financial assistance options available in Calgary. If you need further assistance, feel free to ask!