Calgary

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Housing Support

Information on affordable housing, rental assistance, and resources to help newcomers find a place to live in Calgary.

Sections

1. Categories of Housing Support in Calgary

Calgary offers a range of housing support programs to assist individuals and families in need. These programs are typically administered by government agencies, non-profits, and community organizations. The main categories of housing support include:

a. Affordable Housing

Affordable housing programs provide rental units at below-market rates for low- to moderate-income households. These programs are managed by organizations such as Calgary Housing Company (CHC).

b. Rent Assistance Programs

Rent assistance programs help individuals and families cover the cost of rent in private market housing. These programs include:

  • Rent Assistance Benefit (RAB): A long-term subsidy for eligible households.
  • Temporary Rent Assistance Benefit (TRAB): A short-term subsidy for those experiencing temporary financial challenges.

c. Emergency Housing and Shelters

Emergency housing and shelters provide immediate, short-term accommodation for individuals and families experiencing homelessness or housing crises. Key organizations include:

  • Calgary Drop-In Centre
  • Inn from the Cold
  • Alpha House

d. Transitional Housing

Transitional housing offers temporary, supportive housing for individuals and families working toward long-term stability. These programs often include case management and support services.

e. Homeownership Assistance

Programs like Habitat for Humanity and Attainable Homes Calgary Corporation (AHCC) help low- to moderate-income families achieve homeownership through subsidized housing or down payment assistance.

f. Indigenous Housing Support

Specialized housing programs are available for Indigenous individuals and families, such as those offered by Mรฉtis Housing Corporation and other Indigenous organizations.

2. Costs of Housing Support

The costs associated with housing support vary depending on the program:

  • Affordable Housing: Rent is typically set at 30% of the householdโ€™s gross income or a fixed below-market rate.
  • Rent Assistance Programs: The subsidy amount depends on household income, family size, and rental costs.
  • Emergency Shelters: Most shelters are free of charge, though some may request a nominal fee or donation.
  • Transitional Housing: Costs are often subsidized and may include a small rent contribution based on income.
  • Homeownership Assistance: Costs depend on the program, but participants may benefit from reduced down payments or interest-free loans.

3. Eligibility Requirements

Eligibility criteria vary by program but generally include the following factors:

a. Affordable Housing

  • Low- to moderate-income households.
  • Canadian citizenship, permanent residency, or refugee status.
  • Proof of income below a specified threshold (varies by program and household size).
  • No history of property ownership.

b. Rent Assistance Programs

  • Low income (specific thresholds apply).
  • Proof of tenancy in private market housing.
  • Canadian citizenship, permanent residency, or refugee status.

c. Emergency Housing and Shelters

  • Open to anyone experiencing homelessness or a housing crisis.
  • No income or residency requirements for most shelters.

d. Transitional Housing

  • Must demonstrate a need for temporary housing and a willingness to participate in support programs.
  • Income and residency requirements may apply.

e. Homeownership Assistance

  • Moderate income (specific thresholds apply).
  • Ability to meet mortgage payments and other financial obligations.
  • Canadian citizenship or permanent residency.

f. Indigenous Housing Support

  • Must identify as Indigenous (First Nations, Mรฉtis, or Inuit).
  • Income and residency requirements may apply.

4. Application Procedures

The application process varies depending on the program:

a. Affordable Housing

  1. Contact Calgary Housing Company (CHC) to complete an application.
  2. Provide required documentation, including proof of income, identification, and residency status.
  3. Wait for placement on a waitlist (wait times can vary).

b. Rent Assistance Programs

  1. Apply through the Government of Alberta or Calgary Housing Company.
  2. Submit proof of income, tenancy, and identification.
  3. Receive approval and subsidy payments if eligible.

c. Emergency Housing and Shelters

  1. Contact a shelter directly or call 211 for assistance.
  2. Arrive at the shelter and complete intake procedures.

d. Transitional Housing

  1. Apply through a specific transitional housing provider (e.g., Inn from the Cold).
  2. Participate in an assessment to determine eligibility and needs.
  3. Work with case managers to develop a housing plan.

e. Homeownership Assistance

  1. Apply through organizations like Habitat for Humanity or Attainable Homes Calgary Corporation.
  2. Provide proof of income, residency, and financial stability.
  3. Complete any required workshops or training programs.

f. Indigenous Housing Support

  1. Contact an Indigenous housing provider (e.g., Mรฉtis Housing Corporation).
  2. Submit proof of Indigenous identity and income.
  3. Complete the application process.

5. Local Considerations

  • High Demand for Affordable Housing: Calgary has a growing population, and demand for affordable housing often exceeds supply. Be prepared for waitlists, especially for affordable housing programs.
  • Seasonal Challenges: Winter in Calgary can be harsh, making it especially important to secure stable housing before the colder months.
  • 211 Alberta: This is a free, confidential helpline that connects individuals to housing resources and other social services in Calgary.
  • Cultural Sensitivity: Calgary is a diverse city, and many housing organizations offer culturally sensitive services, including support for newcomers and refugees.
  • Community Resources: Non-profits like the Calgary Homeless Foundation and the Mustard Seed provide additional support for those in need.

6. Key Sites and Contacts

7. Final Tips

  • Start Early: If youโ€™re planning to move to Calgary or are already a resident in need of housing support, begin the application process as soon as possible.
  • Keep Documentation Ready: Ensure you have all necessary documents, such as proof of income, identification, and tenancy agreements, to streamline the application process.
  • Seek Guidance: If youโ€™re unsure where to start, contact 211 Alberta or visit a local community resource center for personalized assistance.

By leveraging these resources and programs, you can find the housing support you need in Calgary. Let me know if youโ€™d like further assistance!