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Furnished vs. Unfurnished Housing

Overview of the differences between renting furnished and unfurnished apartments in Frankfurt.

Sections

1. Costs

Furnished Housing

  • Rent: Furnished apartments are generally more expensive than unfurnished ones. Expect to pay 20-50% more for the convenience of having furniture and appliances included.
    • Example: A furnished one-bedroom apartment in central Frankfurt may cost โ‚ฌ1,500โ€“โ‚ฌ2,500 per month, while in outer districts, it may range from โ‚ฌ1,200โ€“โ‚ฌ1,800 per month.
  • Utilities: Utilities (electricity, water, heating, internet) are often included in the rent for short-term furnished rentals, but this is not always the case for long-term leases.
  • Deposit: Typically, a deposit of 1โ€“3 months' rent is required.

Unfurnished Housing

  • Rent: Unfurnished apartments are more affordable. A one-bedroom apartment in central Frankfurt may cost โ‚ฌ1,200โ€“โ‚ฌ1,800 per month, while in outer districts, it may range from โ‚ฌ800โ€“โ‚ฌ1,200 per month.
  • Utilities: Utilities are usually not included in the rent and are paid separately. Expect to budget an additional โ‚ฌ150โ€“โ‚ฌ300 per month for utilities.
  • Deposit: A deposit of 2โ€“3 months' rent is standard.

2. Lease Agreements

Furnished Housing

  • Flexibility: Furnished apartments are often available for short-term leases (1โ€“12 months), making them ideal for expats, business travelers, or students.
  • Terms: Lease agreements for furnished housing are typically more flexible, with shorter notice periods (e.g., 1 month).
  • Legal Protections: German tenancy laws still apply, but short-term leases may have fewer tenant protections compared to long-term leases.

Unfurnished Housing

  • Long-Term Commitment: Unfurnished apartments usually require a long-term lease (12 months or more). Early termination may require significant notice (3 months) or negotiation.
  • Legal Protections: German tenancy laws strongly favor tenants, offering robust protections against unfair eviction or rent increases.
  • Documentation: Landlords often require extensive documentation, including proof of income, a SCHUFA credit report, and references.

3. Availability

Furnished Housing

  • High Demand: Furnished apartments are in high demand, especially in a business hub like Frankfurt, where many expats and professionals seek temporary housing.
  • Options: These are often found through specialized platforms like:
    • Homelike (for business travelers)
    • Wunderflats (for mid-term rentals)
    • Airbnb (for short-term stays)
  • Locations: Furnished apartments are more commonly found in central areas like Innenstadt, Westend, and Sachsenhausen.

Unfurnished Housing

  • More Common: Unfurnished apartments make up the majority of the housing market in Frankfurt.
  • Search Platforms: Popular websites include:
    • Immobilienscout24
    • WG-Gesucht (for shared housing)
    • Immonet
  • Competition: The rental market in Frankfurt is highly competitive, so be prepared to act quickly and provide all required documents.

4. Advantages and Disadvantages

Furnished Housing

  • Advantages:
    • Move-in ready: No need to buy furniture or appliances.
    • Ideal for short-term stays or temporary assignments.
    • Utilities and internet are often included, simplifying the setup process.
  • Disadvantages:
    • Higher rent compared to unfurnished options.
    • Limited personalization of the space.
    • Fewer long-term options available.

Unfurnished Housing

  • Advantages:
    • Lower rent, making it more cost-effective for long-term stays.
    • Greater freedom to furnish and decorate according to your taste.
    • More options available in the market.
  • Disadvantages:
    • Requires an upfront investment in furniture, appliances, and setup.
    • Longer lease commitments and stricter termination terms.
    • Utilities and internet must be arranged separately.

5. Cultural Expectations

Furnished Housing

  • Furnished apartments are often associated with expats, students, or business travelers. Landlords may expect shorter stays and are accustomed to dealing with international tenants.
  • The level of furnishing can vary. Some apartments are fully equipped (including kitchenware and linens), while others may only include basic furniture.

Unfurnished Housing

  • In Germany, "unfurnished" often means completely empty. This can include the absence of light fixtures, curtains, and even a kitchen (though this is less common in Frankfurt). Be prepared to purchase and install these items yourself.
  • Long-term tenants are expected to treat the property as their home, and landlords often prefer tenants who plan to stay for several years.

6. Specific Considerations for Finding and Renting Housing in Frankfurt

  1. Documentation:

    • Landlords in Frankfurt typically require:
      • Proof of income (e.g., employment contract or recent payslips).
      • SCHUFA credit report (a German credit check; expats may need to provide alternative proof of financial stability).
      • Copy of your ID or passport.
      • References from previous landlords (if available).
    • For furnished apartments, the documentation process may be less stringent, especially for short-term leases.
  2. Competition:

    • The Frankfurt housing market is highly competitive, especially for affordable and centrally located apartments. Be prepared to act quickly and attend viewings as soon as possible.
  3. Neighborhoods:

    • Furnished Housing: Popular areas include Innenstadt, Westend, and Sachsenhausen, which are close to business districts and offer excellent amenities.
    • Unfurnished Housing: Consider more residential neighborhoods like Bornheim, Bockenheim, or Hรถchst for more affordable options.
  4. Language Barrier:

    • Many landlords and agencies in Frankfurt speak English, but having a basic understanding of German or bringing a German-speaking friend can be helpful, especially for unfurnished rentals.
  5. Furniture Costs:

    • If you choose an unfurnished apartment, budget for furniture and appliances. IKEA and second-hand stores like eBay Kleinanzeigen are popular options for affordable furnishings.
  6. Utilities and Registration:

    • For unfurnished apartments, youโ€™ll need to set up utilities (electricity, water, internet) yourself. Additionally, you must register your address (Anmeldung) at the local Bรผrgeramt within 14 days of moving in.

Conclusion

  • Choose Furnished Housing if:
    • Youโ€™re staying in Frankfurt for a short period (less than a year).
    • You want a hassle-free move-in experience.
    • Youโ€™re willing to pay a premium for convenience.
  • Choose Unfurnished Housing if:
    • Youโ€™re planning a long-term stay (1+ years).
    • You want to save on rent and personalize your living space.
    • Youโ€™re prepared to invest time and money in furnishing the apartment.

By carefully considering your budget, length of stay, and personal preferences, you can make an informed decision that suits your needs. If you need further assistance with finding housing or navigating the rental process in Frankfurt, feel free to ask!