Bandung

๐Ÿ’ณ

ATMs

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ATMs in Bandung, Indonesia

Availability

  • ATMs are widely available in Bandung, especially in urban areas, shopping centers, and tourist spots.
  • Major banks and financial institutions operate ATMs, including BCA, Mandiri, BNI, and CIMB Niaga.

Locations

  • Shopping Malls: Trans Studio Mall, Paris Van Java, and Cihampelas Walk.
  • Banks: Look for ATMs outside bank branches, which are common in the city.
  • Tourist Areas: Near popular attractions like Tangkuban Perahu and Dago Pakar.

Operating Hours

  • Most ATMs operate 24/7.
  • Some ATMs located in bank branches may have limited hours, typically from 8 AM to 3 PM on weekdays.

Fees

  • Local ATMs generally do not charge fees for withdrawals if you use a card from the same bank.
  • International cards may incur a fee, typically around IDR 5,000 to IDR 15,000 (approximately $0.35 to $1.05) per transaction.
  • Check with your home bank for any additional international transaction fees.

Withdrawal Limits

  • Local ATMs usually allow withdrawals of IDR 1,000,000 to IDR 3,000,000 (approximately $70 to $210) per transaction.
  • Daily withdrawal limits may vary by bank and can be lower for international cards.

Accepted Cards

  • Most ATMs accept major international cards such as Visa, MasterCard, and Cirrus.
  • Check for the logos on the ATM before attempting to withdraw.

Safety Tips

  • Use ATMs located in well-lit, busy areas to enhance safety.
  • Avoid withdrawing large amounts of cash at once.
  • Be cautious of your surroundings and cover your PIN when entering it.
  • If an ATM appears to be tampered with or malfunctioning, do not use it.

Cultural and Local Considerations

  • Cash is widely used in Bandung, especially in markets and small shops. Keep cash on hand for smaller purchases.
  • Be aware that some ATMs may have language options in Bahasa Indonesia and English.
  • Local customs may dictate a more relaxed approach to time; be patient if there are delays at ATMs or in service.

Conclusion

Using ATMs in Bandung is generally straightforward, but being aware of fees, limits, and safety practices will enhance your experience. Always have a backup payment method, such as cash or a credit card, for convenience.