Surabaya

๐Ÿฆ

Banks and ATMs

Sections

Banks and ATMs in Surabaya, Indonesia

Types of Banks

  1. Local Banks:

    • Bank Mandiri
    • Bank Rakyat Indonesia (BRI)
    • Bank Central Asia (BCA)
    • Bank Negara Indonesia (BNI)

  2. International Banks:

    • HSBC
    • Citibank
    • Standard Chartered

ATM Networks

  • Local ATMs: Widely available throughout Surabaya, especially in shopping malls, tourist areas, and major streets.
  • International ATM Networks:
    • Cirrus
    • Plus
    • Maestro

Fees for Transactions

  • Local ATM Withdrawals: Typically IDR 4,000 - IDR 7,500 per transaction.
  • International Cards:
    • Withdrawal fees may apply (around IDR 50,000 - IDR 100,000).
    • Currency conversion fees may be charged by your home bank.
  • Check with your bank for specific fees related to international transactions.

Operating Hours

  • Banks: Generally open Monday to Friday, 8:00 AM to 3:00 PM. Some branches may open on Saturday from 8:00 AM to 12:00 PM.
  • ATMs: Available 24/7, but some may be located in less secure areas.

Safety Tips

  • Use ATMs located in well-lit, busy areas or inside bank branches.
  • Be cautious of your surroundings when withdrawing cash.
  • Cover the keypad while entering your PIN.
  • Avoid withdrawing large amounts of cash at once.
  • Report any suspicious activity or card issues immediately to your bank.

Local Considerations

  • Currency: The local currency is the Indonesian Rupiah (IDR). Familiarize yourself with the currency denominations.
  • Language: Most bank staff speak basic English, but itโ€™s helpful to know some Indonesian phrases.
  • Identification: Carry a copy of your passport when using banking services, as it may be required for larger transactions.
  • Mobile Banking: Consider using mobile banking apps for convenience and to avoid ATM fees.

Procedures

  • Opening a Bank Account: Requires a valid passport, proof of address, and sometimes a minimum deposit. Local banks may have different requirements.
  • Using ATMs: Insert your card, select your language, enter your PIN, and choose the transaction type. Always take your card and receipt after the transaction.

By following these guidelines, you can navigate the banking and ATM services in Surabaya effectively and safely.