Kyoto

๐Ÿ’ด

Cash Usage

Overview of cashโ€™s role in transactions in Kyoto as it is still widely used despite the rise of cashless payments.

Sections

1. Currency Used in Kyoto

  • Currency Name: Japanese Yen (JPY, symbol: ยฅ)
  • Common Denominations:
    • Coins: ยฅ1, ยฅ5, ยฅ10, ยฅ50, ยฅ100, ยฅ500
    • Banknotes: ยฅ1,000, ยฅ2,000 (rare), ยฅ5,000, ยฅ10,000
  • Tips:
    • ยฅ1 and ยฅ5 coins are very lightweight and easy to overlook, so keep a small coin pouch handy.
    • ยฅ5 coins have a hole in the center and are considered lucky in Japanese culture.

2. Prevalence of Cash vs. Card Payments

  • Cash Usage:
    • Cash is still widely used in Kyoto, especially in traditional areas, small shops, local markets, temples, shrines, and older restaurants.
    • Many vending machines, buses, and taxis accept cash only.
  • Card Usage:
    • Credit and debit cards (Visa, Mastercard, JCB, and American Express) are increasingly accepted in larger establishments, department stores, chain restaurants, and hotels.
    • However, smaller businesses and family-run establishments may not accept cards.
  • Mobile Payments:
    • Mobile payment systems like Suica, Pasmo, and PayPay are gaining popularity, but they are more common in urban areas like Tokyo than in Kyoto.

3. Where to Exchange Money

  • Options for Currency Exchange:
    • Banks: Major banks like Mitsubishi UFJ, Mizuho, and SMBC offer currency exchange services. However, they may have limited hours (typically 9:00 AM to 3:00 PM on weekdays).
    • Currency Exchange Counters: Available at Kansai International Airport (KIX) and Kyoto Station. These are convenient but may have slightly higher fees.
    • Post Offices: Many post offices in Kyoto offer currency exchange services, often with competitive rates.
    • ATMs: ATMs at 7-Eleven, Lawson, and FamilyMart convenience stores often accept foreign cards and allow you to withdraw yen directly.
    • Hotels: Some larger hotels offer currency exchange services, but rates may not be as favorable.
  • Tips:
    • Always check the exchange rate and fees before exchanging money.
    • Avoid exchanging money at random street vendors or unauthorized locations.

4. Using ATMs in Kyoto

  • ATM Availability:
    • ATMs are widely available in Kyoto, especially in convenience stores, train stations, and shopping areas.
    • Look for ATMs at 7-Eleven, Lawson, and FamilyMart, as they are foreign-card friendly and offer English-language options.
  • Accepted Cards:
    • Most ATMs accept international cards with Visa, Mastercard, Cirrus, or Plus logos.
    • Japan Post ATMs and Aeon Bank ATMs are also good options for foreign cards.
  • Fees:
    • Your home bank may charge a foreign transaction fee, and the ATM operator may charge a small withdrawal fee (usually ยฅ100โ€“ยฅ300 per transaction).
    • To minimize fees, withdraw larger amounts at once rather than making multiple small withdrawals.
  • Tips:
    • ATMs in convenience stores are available 24/7, but some bank ATMs may close at night or on weekends.
    • Always carry some cash as a backup, as ATMs may occasionally be out of service.

5. Etiquette Surrounding Cash Transactions

  • Handling Cash:
    • When paying, use both hands to offer cash or a card. This is considered polite and respectful.
    • Many stores and restaurants provide small trays for cash transactions. Place your money on the tray rather than handing it directly to the cashier.
  • Receiving Change:
    • Change is always given back in full, down to the last yen. Tipping is not customary in Japan, so do not leave extra money behind.
  • Organizing Cash:
    • Keep your coins and bills organized, as this will make transactions smoother. A coin pouch is highly recommended.

6. Tips for Finding Cash-Friendly Places

  • Traditional Areas:
    • In areas like Gion, Arashiyama, and Nishiki Market, many shops and restaurants prefer cash.
  • Temples and Shrines:
    • Entrance fees, donation boxes, and souvenir shops at temples and shrines often require cash.
  • Local Markets:
    • Nishiki Market and flea markets like the To-ji Temple Market are cash-dominant.
  • Public Transportation:
    • Buses in Kyoto often require exact change (or a prepaid IC card like Suica or ICOCA). Keep small denominations handy for this purpose.

7. Cultural and Local Considerations

  • Cash is King:
    • While Japan is modernizing its payment systems, cash is still deeply ingrained in the culture, especially in Kyoto, where tradition is highly valued.
  • Tipping:
    • Tipping is not practiced in Japan and can even be considered rude. If you want to show appreciation, a small gift or a simple "thank you" (arigatou gozaimasu) is sufficient.
  • Clean and Crisp Bills:
    • Japanese people value cleanliness and order, so try to use clean, crisp bills when making payments. Avoid crumpled or torn notes.
  • Prepare Small Change:
    • Having small denominations (coins and ยฅ1,000 bills) is very useful for vending machines, buses, and small purchases.
  • Language Barrier:
    • While many ATMs and larger establishments have English-language options, smaller shops may not. Learning a few basic Japanese phrases, such as "Ikura desu ka?" (How much is it?) or "Kore o kudasai" (Iโ€™ll take this), can be helpful.

8. Final Tips for Visitors

  • Carry Cash:
    • Always carry some cash with you, as you may encounter cash-only establishments.
  • Plan Ahead:
    • Exchange money or withdraw cash before heading to more rural or less touristy areas, as ATMs may be harder to find.
  • Use IC Cards:
    • Consider getting a prepaid IC card like Suica or ICOCA for convenience. These cards can be used for public transportation and at some shops and vending machines.
  • Stay Safe:
    • Japan is a very safe country, and carrying cash is generally not a concern. However, always exercise basic caution and keep your money secure.

By following this guide, youโ€™ll be well-prepared to navigate Kyotoโ€™s cash-based culture while also taking advantage of modern payment options where available. Enjoy your visit to this beautiful and historic city!