Global Major Cities Guide

Sections

1. Cost Differences

Furnished Housing:
- Furnished properties in Hamilton are generally more expensive than unfurnished ones due to the inclusion of furniture and appliances.
- On average, a furnished one-bedroom apartment in Hamilton might cost NZD 450–600 per week, while a furnished three-bedroom house could range from NZD 650–850 per week.
- Utilities (electricity, internet, water) may or may not be included in the rent, so always confirm with the landlord.
Unfurnished Housing:
- Unfurnished properties are more affordable, with a one-bedroom apartment typically costing NZD 350–450 per week, and a three-bedroom house ranging from NZD 500–700 per week.
- You will need to budget for purchasing or renting furniture and appliances, which can be a significant upfront cost.

2. What Typically Comes with Each Option

Furnished Housing:
- Furnished rentals usually include:
  - Basic furniture: Beds, sofas, dining table and chairs.
  - Appliances: Refrigerator, washing machine, microwave, and sometimes a dishwasher.
  - Kitchen essentials: Basic cookware, utensils, and dishes (in some cases).
  - Curtains or blinds, and sometimes linens.
- These properties are ideal for short-term stays, expats, or those who don’t want the hassle of buying and moving furniture.
Unfurnished Housing:
- Unfurnished rentals typically include:
  - No furniture, though some may have built-in wardrobes.
  - Basic appliances like an oven/stove and sometimes a dishwasher.
  - Curtains or blinds are often included, but not always.
- This option is better suited for long-term residents who want to personalize their space or already own furniture.

3. Procedures for Securing Housing

The process for securing both furnished and unfurnished housing in Hamilton is similar, but there are a few nuances to consider:

Steps to Secure Housing:

Search for Listings:
- Use popular rental platforms like Trade Me Property, Realestate.co.nz, or local Facebook groups.
- Furnished properties are often listed under short-term or serviced accommodation sections, while unfurnished ones dominate the long-term rental market.
Attend Viewings:
- Schedule a viewing to inspect the property. For furnished rentals, check the condition of the furniture and appliances.
Submit an Application:
- Provide references (from previous landlords or employers), proof of income, and identification.
- Be prepared to pay a bond (security deposit), which is typically up to four weeks’ rent, and the first week’s rent in advance.
Sign a Tenancy Agreement:
- Ensure the agreement specifies whether the property is furnished or unfurnished and lists all included items (for furnished rentals).
Bond Lodgement:
- The landlord must lodge your bond with Tenancy Services, a government body that holds the deposit until the end of the tenancy.

Additional Notes:

Furnished rentals may have shorter lease terms (e.g., 3–6 months), while unfurnished rentals often require a minimum lease of 12 months.
For furnished properties, confirm whether the landlord expects you to maintain or replace furniture in case of damage.

4. Local Considerations and Common Practices

Rental Market in Hamilton:
- Hamilton has a competitive rental market, especially for family homes and properties near the University of Waikato or the city center. Start your search early and be prepared to act quickly.
- Furnished rentals are less common than unfurnished ones, as most long-term tenants in New Zealand prefer to furnish their own homes.
Furniture Costs for Unfurnished Rentals:
- If you choose an unfurnished property, you can buy affordable second-hand furniture from stores like Habitat for Humanity ReStore, Trade Me, or local Facebook Marketplace groups.
- Renting furniture is also an option through companies like Mr Rental.
Utilities:
- Utilities are rarely included in unfurnished rentals but may be included in furnished ones. Always clarify this with the landlord.
- In Hamilton, electricity costs average NZD 150–250 per month, and internet plans start at around NZD 70 per month.
Cultural Norms:
- In New Zealand, tenants are expected to leave the property clean and in good condition at the end of the tenancy. For furnished rentals, this includes ensuring the furniture is undamaged.
- Landlords are responsible for maintaining the property, but tenants must report any issues promptly.
Flexibility:
- Furnished rentals are ideal for newcomers or those on temporary assignments, as they offer flexibility and convenience.
- Unfurnished rentals are better for families or individuals planning to stay long-term and wanting to create a personalized living space.

5. How to Decide Between Furnished and Unfurnished

Choose Furnished If:
- You’re staying in Hamilton for a short period (e.g., less than a year).
- You don’t want the hassle or cost of buying and moving furniture.
- You’re an international student, expat, or on a work assignment.
Choose Unfurnished If:
- You’re planning to stay in Hamilton long-term.
- You already own furniture or prefer to buy your own.
- You want lower weekly rent and more control over your living space.

Summary Table

| Aspect | Furnished | Unfurnished | |--------------------------|----------------------------------------|----------------------------------------| | Cost | Higher weekly rent | Lower weekly rent | | Inclusions | Furniture, appliances, sometimes utilities | Basic appliances, sometimes curtains | | Lease Terms | Short-term (3–6 months common) | Long-term (12 months typical) | | Flexibility | Convenient for short stays | Better for long-term residents | | Upfront Costs | Bond + rent (furniture included) | Bond + rent + furniture purchase | | Availability | Less common | More common |

By considering your budget, length of stay, and personal preferences, you can decide which option best suits your needs. If you’re new to Hamilton and unsure about your long-term plans, starting with a furnished rental might be a good idea, with the option to transition to an unfurnished property later.

Hamilton

Furnished vs. Unfurnished Housing