Utility Payments

Information on paying for utilities such as electricity, water, and housing-related bills through local processes.

Sections

1. Types of Utilities in Malmö

In Malmö, as in the rest of Sweden, utilities typically include the following services:

  • Electricity (El)
  • Water and Sewage (Vatten och Avlopp)
  • Heating (Fjärrvärme) – District heating is common in Malmö.
  • Internet and TV (Bredband och TV)
  • Waste Management (Avfallshantering)

2. Average Costs of Utilities

The cost of utilities in Malmö can vary depending on the size of your household, the type of accommodation, and your consumption habits. Below are average monthly costs for a typical apartment (60–85 m²) in Malmö:

  • Electricity: 500–800 SEK
  • Water and Sewage: 200–400 SEK (often included in rent for apartments)
  • Heating: 500–1,000 SEK (often included in rent for apartments with district heating)
  • Internet: 300–500 SEK for high-speed broadband
  • Waste Management: 200–300 SEK (often included in rent for apartments)

For a family in a larger home, costs may be higher, especially for heating and electricity.


3. Setting Up Utilities

When moving to Malmö, setting up utilities depends on whether you are renting an apartment, buying a home, or living in temporary accommodation.

a. Renting an Apartment

  • In most rental apartments, water, heating, and waste management are included in the rent. However, you may need to set up your own electricity and internet contracts.
  • Check your rental agreement (Hyresavtal) to confirm which utilities are included.

b. Buying a Home

  • As a homeowner, you are responsible for setting up all utilities. You will need to contact service providers directly to establish contracts for electricity, water, heating, and internet.

c. Temporary Accommodation

  • If you are staying in a hotel, serviced apartment, or Airbnb, utilities are typically included in the price.

4. Common Service Providers

Here are the main utility providers in Malmö:

Electricity

  • E.ON: One of the largest electricity providers in Sweden, offering both fixed and variable rate plans.
  • Vattenfall: A major state-owned energy company.
  • GodEl: A green energy provider focused on sustainability.
  • Öresundskraft: A regional provider in southern Sweden.

Water and Sewage

  • Water and sewage services in Malmö are managed by VA SYD, a regional utility company. You don’t need to choose a provider, as this is a municipal service.

Heating

  • District heating is provided by E.ON and VA SYD in Malmö. If you live in an apartment, this is often included in your rent.

Internet and TV

  • Com Hem (now Tele2): Offers broadband, TV, and phone services.
  • Telenor: Provides high-speed internet and TV packages.
  • Bahnhof: Known for affordable and fast internet services.
  • Telia: A reliable provider with extensive coverage.

Waste Management

  • Waste collection and recycling services are managed by VA SYD. Malmö has an excellent recycling system, and you are expected to sort your waste into categories (e.g., paper, plastic, food waste).

5. Payment Methods

Utility payments in Malmö are straightforward and can be managed through several convenient methods:

a. Autogiro (Direct Debit)

  • The most common and hassle-free method. You authorize the utility provider to deduct payments directly from your Swedish bank account.

b. E-Invoice (E-faktura)

  • Many providers offer e-invoices, which are sent directly to your online banking platform. You can review and approve payments with a single click.

c. Bankgiro/Plusgiro

  • Utility bills often come with a Bankgiro or Plusgiro number, which you can use to make payments through your bank’s online platform.

d. Swish

  • Some providers accept payments via Swish, a popular mobile payment app in Sweden.

e. Paper Invoice

  • You can opt for paper invoices, but this may incur an additional fee. Payments can be made at your bank or through online banking.

6. Local Tips and Considerations

Here are some practical tips to help you manage utility payments effectively in Malmö:

a. Compare Electricity Providers

  • Electricity in Sweden is deregulated, meaning you can choose your provider. Use comparison websites like Elpriskollen (run by the Swedish Energy Agency) to find the best rates.

b. Opt for Green Energy

  • Many providers offer renewable energy options. Choosing green energy aligns with Sweden’s sustainability goals and is often competitively priced.

c. Monitor Your Usage

  • Heating and electricity costs can increase significantly during the winter. Use energy-efficient appliances and monitor your consumption to avoid high bills.

d. Recycling and Waste Sorting

  • Malmö has a strong focus on recycling. Familiarize yourself with the local waste sorting system to avoid fines and contribute to sustainability efforts.

e. Internet Speeds

  • Malmö has excellent internet infrastructure, with speeds up to 1 Gbps available in many areas. Check if your building has fiber-optic connections (Fiber) for the best performance.

f. Late Payments

  • If you miss a payment, you may incur a late fee (Förseningsavgift). Contact your provider immediately if you’re unable to pay on time to avoid service disruptions.

g. Moving Out

  • If you’re moving out of your apartment or home, remember to cancel or transfer your utility contracts. Notify providers at least 30 days in advance.

7. Additional Resources


By following this guide, you should be well-prepared to manage your utility payments in Malmö efficiently. If you have any specific questions or need further assistance, feel free to ask!