Ajman

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Residential Areas

Sections

1. Housing Options in Ajman

Ajman offers a variety of housing options to suit different budgets and preferences. These include:

  • Apartments: The most common housing option, ranging from studios to 3-bedroom units. Apartments are available in high-rise towers and mid-rise buildings, often located in well-planned communities.
  • Villas: Ideal for families, villas in Ajman come in standalone or gated community formats. They typically offer more space, private gardens, and parking.
  • Townhouses: A middle ground between apartments and villas, townhouses are popular among families looking for affordability and space.
  • Shared Accommodation: Common among single professionals, shared apartments or villas help reduce costs.

2. Popular Residential Areas in Ajman

Here are some of the most sought-after residential areas in Ajman:

a. Al Nuaimiya

  • Overview: A central and well-established area, popular among families and professionals.
  • Housing Options: Affordable apartments and some villas.
  • Amenities: Schools, supermarkets, clinics, and restaurants are abundant.
  • Accessibility: Close to Ajman City Centre Mall and major roads connecting to Sharjah and Dubai.

b. Al Rashidiya

  • Overview: A family-friendly area with a mix of residential and commercial spaces.
  • Housing Options: Apartments and villas.
  • Amenities: Parks, schools, hospitals, and retail outlets.
  • Accessibility: Proximity to Ajman Corniche and easy access to public transport.

c. Ajman Corniche

  • Overview: A scenic waterfront area, ideal for those who enjoy coastal living.
  • Housing Options: High-rise apartments with sea views.
  • Amenities: Beaches, cafes, restaurants, and jogging tracks.
  • Accessibility: Well-connected to the city center and Sharjah.

d. Al Mowaihat

  • Overview: A quiet suburban area, popular among families.
  • Housing Options: Spacious villas and townhouses.
  • Amenities: Schools, nurseries, and supermarkets.
  • Accessibility: Close to Sheikh Mohammed Bin Zayed Road, providing easy access to Dubai and Sharjah.

e. Emirates City

  • Overview: A developing area with affordable housing options.
  • Housing Options: Budget-friendly apartments in high-rise buildings.
  • Amenities: Basic facilities like supermarkets and mosques.
  • Accessibility: Located along the E611 highway, making it convenient for commuters.

f. Al Jurf

  • Overview: A mixed-use area with residential, commercial, and industrial zones.
  • Housing Options: Apartments and villas.
  • Amenities: Ajman University, hospitals, and shopping centers.
  • Accessibility: Close to Ajman Free Zone and Ajman Industrial Area.

3. Rental and Purchase Costs

Rental Costs

  • Apartments:
    • Studio: AED 15,000–25,000 per year
    • 1-Bedroom: AED 20,000–35,000 per year
    • 2-Bedroom: AED 30,000–50,000 per year
  • Villas:
    • 3-Bedroom: AED 60,000–90,000 per year
    • 4-Bedroom: AED 80,000–120,000 per year

Purchase Costs

  • Apartments: AED 200,000–600,000 (depending on size and location)
  • Villas: AED 1,000,000–3,000,000 (depending on size and location)

4. Procedures for Acquiring Housing

For Renting:

  1. Search for Properties: Use online platforms (e.g., Bayut, Dubizzle) or contact real estate agents.
  2. View the Property: Schedule a visit to inspect the property.
  3. Submit Documents: Typically, you’ll need a copy of your passport, visa, and Emirates ID.
  4. Sign the Tenancy Contract: Contracts are usually for one year and must be registered with the Ajman Municipality (Ejari system).
  5. Pay Rent: Rent is often paid via post-dated cheques (1–4 cheques per year). A security deposit (5–10% of annual rent) is also required.

For Purchasing:

  1. Eligibility: Non-UAE nationals can purchase property in designated freehold areas.
  2. Search for Properties: Work with a licensed real estate agent or developer.
  3. Sign a Sales Agreement: Ensure the agreement includes all terms and conditions.
  4. Pay the Down Payment: Typically 10–20% of the property value.
  5. Register the Property: Register the purchase with the Ajman Land Department and pay the registration fee (usually 2% of the property value).

5. Amenities in Residential Areas

  • Education: Schools offering British, American, and Indian curricula are widely available.
  • Healthcare: Clinics and hospitals, such as Sheikh Khalifa Hospital and Thumbay Hospital, are easily accessible.
  • Shopping: Malls like Ajman City Centre and China Mall cater to shopping needs.
  • Recreation: Parks, beaches, and fitness centers are common in most areas.
  • Public Transport: Buses and taxis are the primary modes of transport, with plans for further development.

6. Accessibility to Key Locations

  • Dubai: 30–45 minutes by car via Sheikh Mohammed Bin Zayed Road.
  • Sharjah: 15–20 minutes by car.
  • Ajman Free Zone: Centrally located, easily accessible from most residential areas.
  • Ajman International Airport (planned): Expected to enhance connectivity in the future.

7. Local Cultural and Practical Considerations

  • Family-Oriented Living: Ajman is a family-friendly emirate, and many residential areas cater to families with schools, parks, and community centers.
  • Modesty and Respect: As a part of the UAE, Ajman follows Islamic cultural norms. Residents are expected to dress modestly and respect local customs.
  • Quiet Lifestyle: Compared to Dubai and Abu Dhabi, Ajman offers a quieter and more relaxed lifestyle.
  • Utilities: Tenants are responsible for paying utility bills (electricity, water, and gas). The Federal Electricity and Water Authority (FEWA) manages these services.
  • Parking: Most residential buildings and villas provide dedicated parking spaces.

Conclusion

Ajman is an excellent choice for those seeking affordable housing with modern amenities and a family-friendly environment. Whether you’re renting or buying, the emirate offers a range of options to suit different needs. By understanding the housing landscape, costs, and cultural nuances, you can make an informed decision and enjoy a comfortable lifestyle in Ajman.